Who Has the Cheapest Auto Insurance Quotes for a Chevrolet Silverado in Fresno?

Finding cheap car insurance for a Chevy Silverado relies on many factors such as miles driven annually, whether or not you have prior claims, and any prior driving offenses. Drivers will pay around $1,946 annually to insure their Silverado, but that cost is a projection based on a 30-year-old single male driver with both comprehensive and collision coverage and $100 deductibles.

The issue with using an average estimated rate is the likelihood you are not 30 and maybe not even a male, maybe you are married instead of single, or maybe you want different physical damage deductibles. This shows why the only real way to find the cheapest insurance price for your Chevrolet is to put in the effort to do a thorough rate comparison. To cut your rates now, get a free quote and you will be able to compare rates from some of the most affordable companies around.

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The specific trim level has an effect on the coverage cost, so the price you will be charged to insure a Silverado LS Regular Cab 2WD trim level will be $434 lower than the cost to insure the higher-priced Silverado Crew Cab Hybrid 4WD trim level, as shown in the prices below.

Chevrolet Silverado Insurance Rates in Fresno, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $378 $564 $654 $38 $196 $1,830 $153
Silverado LS Regular Cab 4WD $378 $564 $578 $34 $174 $1,728 $144
Silverado LT Regular Cab 2WD $434 $686 $654 $38 $196 $2,008 $167
Silverado LT Regular Cab $434 $686 $654 $38 $196 $2,008 $167
Silverado LS Extended Cab 4WD $434 $686 $578 $34 $174 $1,906 $159
Silverado LT Extended Cab 4WD $434 $686 $578 $34 $174 $1,906 $159
Silverado LT Extended Cab 2WD $434 $686 $654 $38 $196 $2,008 $167
Silverado LS Extended Cab 2WD $434 $686 $654 $38 $196 $2,008 $167
Silverado LT Crew Cab 4WD $490 $810 $578 $34 $174 $2,086 $174
Silverado LS Crew Cab 2WD $490 $810 $654 $38 $196 $2,188 $182
Silverado LS Crew Cab 4WD $490 $810 $578 $34 $174 $2,086 $174
Silverado LT Crew Cab 2WD $490 $810 $654 $38 $196 $2,188 $182
Silverado LTZ Extended Cab 2WD $490 $810 $654 $38 $196 $2,188 $182
Silverado LTZ Extended Cab 4WD $490 $810 $578 $34 $174 $2,086 $174
Silverado LTZ Crew Cab 2WD $490 $810 $654 $38 $196 $2,188 $182
Silverado LTZ Crew Cab 4WD $490 $810 $578 $34 $174 $2,086 $174
Silverado Crew Cab Hybrid 2WD $490 $932 $578 $34 $174 $2,208 $184
Silverado Crew Cab Hybrid 4WD $546 $932 $578 $34 $174 $2,264 $189
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Premium costs do not factor in specific Fresno garaging location which can impact coverage rates substantially.

Picking the best company can be difficult considering how many companies are available to choose from in California. The ranking data listed below can help you analyze which insurers to look at when shopping insurance around for a Chevy Silverado. The ratings below only include companies who write in the majority of U.S. states, so companies that have a smaller presence are not factored into the list.

Best Insurance Companies for a Chevrolet Silverado in California
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
AAA of Southern California 91 94 97 92% A+ 94.1
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Insure.com Best Car Insurance Companies

Get discount Fresno car insurance

Save on insurance for a Silverado pickup in FresnoCar insurance companies that offer cheap quotes for a Chevy Silverado may have rate discounts that could lower prices by 30% or more if you qualify for them. Companies and a selection of discounts are detailed below.

The illustration below compares annual premium costs with and without discounts being applied to the rates. The prices are based on a female driver, no tickets, no at-fault accidents, California state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with defensive driving course, homeowner, multiple policy, vehicle safety, accident-free, and multiple vehicle discounts applied. When taking advantage of discounts, the average yearly reduction on insurance for a Chevy Silverado is 28% or $747.

Why it’s important to shop around

Fresno, CA insurance rates are determined by lots of factors which can substantially change the cost of having a policy. Improving your credit score, buying a different home, or getting a speeding ticket can trigger rate changes that can cause some rates to be cheaper than others.

And not only may your rating factors change, but insurers change premium rates every year to ensure their profitability. Significantly higher claims may result in price increases, while lower claim expenses may cause lower-priced Silverado insurance rates.

To illustrate this example, the bar chart below shows the companies that have the cheapest car insurance in Fresno, CA for a 45-year-old male driver with no violations or accidents, and solid credit. When comparing rates based on his current situation, USAA has the most affordable car insurance rates in Fresno at $1,284 a year. This is $367 less than the average premium paid by California drivers of $1,651. Wawanesa, CSAA, Century National, and Nationwide round out the rest of the cheapest Fresno, CA auto insurance companies.

Now we will give the driver from the first example a chargeable claim, poor credit, and a speeding ticket. Because each company has a unique formula for filing rates in each state, analyzing rate quotes may now show a significantly different list of affordable companies as shown below.

Grange now has the lowest car insurance rate in Fresno, CA with Progressive, Mercury, Allstate, and GEICO also having competitive pricing. This example demonstrates why consumers need to take the time to do a thorough rate comparison when trying to find the most budget-friendly car insurance rates for a Chevy Silverado.

Rates can be determined by many things and can decrease or increase without notice, so the best option six months ago may now be one of the more expensive options.

If you like to get some help when shopping for cheaper insurance for a Chevy Silverado, the agencies below can probably aid you in deciding which coverage fits your budget. To find an agent by location nearest to you, click the button link following the list or click here to compare prices now.

Bulldog Insurance Agency
7975 N Cedar AveFresno, CA 93720(559) 447-5000

Leavitt Group
3245 W Figarden DrFresno, CA 93711(559) 256-2500

Reza Sarkhosh Insurance Agency, Inc.
2491 W Shaw Ave #124Fresno, CA 93711(559) 243-9000

View map of Fresno, CA insurance agents